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IIQE Paper 1 Ethical and Other Related Issues question: prescribed consent

IIQE Paper 1Ethical and Other Related Issues

An agent wants to give customers' personal data to another company so it can promote its products. Without the customers' prescribed consent, this would breach:

A Principle 3, on use of personal data
B Principle 2, on accuracy and retention
C Principle 6, on access to personal data
D Principle 1, on purpose and manner of collection

Show the answer and explanation

Answer: A. Principle 3, on use of personal data

Answer: Principle 3, on use of personal data. Unless the data subject consents, data should only be used for the collection purpose or a directly related purpose; disclosing data to other companies for their promotions is a typical breach.Why not the others:• Principle 2, on accuracy and retention: accuracy is not in question.• Principle 6, on access to personal data: access rights are not involved.• Principle 1, on purpose and manner of collection: the data was collected lawfully; the issue is later use.Watch out: Picking the collection principle for a use problem.Rule: New purposes need prescribed consent; direct marketing also follows Part 6A.Source: IA P1 Study Notes 2024 Ed. §7.2.1(c)(iii), p.7/4

Common mistake

Picking the collection principle for a use problem.

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Related IIQE Paper 1 questions

Which two of the following statements about the insurance provision in the anti-discrimination Ordinances are correct?A licensed agent suspects a client's premium comes from crime and reports it to her company's MLRO under its procedures. Her statutory reporting obligation A broker fails to take reasonable care in arranging a client's cover, and the client suffers an uninsured loss. The client's most likely remedy is to

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Original study material written to the public IIQE Paper 1 syllabus. Independent, not endorsed by the Insurance Authority or the VTC. Verify figures and rules against current guidance before relying on them.