MPF exam Key Features of the MPF System question: self-employed and expects to earn

Answer: C. he must enrol but need not contribute while his income stays below the minimum level

Answer: he must enrol but need not contribute while his income stays below the minimum level. Self-employed persons must enrol regardless of income, but contribute only if they earn $7,100 or more a month or $85,200 or more a year.Why not the others:• he need not enrol, as his income is below $7,100 a month: enrolment is required whatever the income.• he must enrol and contribute 5% of his income from the first month: below the minimum level no mandatory contribution is due.• he has to enrol once his yearly income reaches $85,200 and then contribute from that point: the income level decides contributions, not enrolment.Watch out: Linking enrolment to the income threshold.Rule: Self-employed: enrol regardless of income; contribute at $7,100 a month or $85,200 a year and above.Source: MPF Study Notes, Tenth Edition (June 2026), 3.6.2(c); as at 31 Oct 2026